PROVIDENCE Car Accident Lawyer
Car accidents are among the most traumatic experiences most people face. They leave behind severe emotional scarring, property losses, life-altering injuries, and death.
The Providence Police Department reported 5,951 motor vehicle accidents in the city of Providence in 2019, including five fatalities. Across the state, drivers experienced 57 fatalities and 308 serious injuries from car accidents.
Insurance companies work hard to avoid paying fair and reasonable compensation. The dedicated Providence car accident attorneys at Marasco & Nesselbush work even harder to hold insurance companies accountable.
You cannot trust your insurance company to pay the compensation you need and deserve. If you have been injured in a car accident in Providence, our experienced lawyers will make sure your insurance company treats you fairly.
DO I HAVE A CASE?
If you think you may have a car accident case, contact us now for a FREE consultation
Insurance Requirements for
All Rhode Island drivers are required to carry liability insurance. Liability insurance covers the injuries and property damage to others when you are at fault in an accident. Rhode Island requires the following minimum liability insurance coverage:
- Bodily injury: $25,000 per person / $50,000 total per accident
- Property damage: $25,000 per accident
Providence drivers must have insurance before they can register their vehicles. The state of Rhode Island uses an insurance verification program to verify that drivers have insurance.
Under the program, vehicle identification numbers (VIN) are matched to the corresponding insurance policies. If the state is unable to match these up, drivers must verify their insurance to avoid having their registrations suspended.
What happens when the
liable party doesn’t have insurance?
Most drivers are responsible and carry at least the minimum required insurance, but Providence drivers are still at risk of being hit by an uninsured driver. As of July 2021, approximately 14% of Rhode Island drivers were uninsured, despite compulsory coverage laws and the insurance verification program.
If you are injured in an accident by an uninsured driver, you still have options to recover your losses, but you may have to work a little harder. Your options may include the following:
- A lawsuit against the driver or vehicle owner
- A lawsuit against anyone else who contributed to the accident
- Your uninsured motorist policy
- Your health insurance
Being hit by an uninsured driver in Providence is an unfortunate occurrence, but the lawyers at Marasco & Nesselbush are experienced at identifying those who are liable and holding them accountable.
Other Laws for Motorists in Providence
Distracted driving is any behavior that takes the driver’s attention away from driving, but texting is the most dangerous form of distracted driving. Distracted driving is a serious concern across the country. In 2018 alone, distracted drivers were responsible for the deaths of 2,845 people and the injuries of over 400,000 more.
Rhode Island has responded by passing a hands-free law, making it illegal to hold a mobile device or wear headphones or earbuds in both ears while driving. Teen drivers and bus drivers are not allowed to use mobile devices at all, even hands-free.
The law firm of Providence car accident attorneys Marasco & Nesselbush know the signs of an accident caused by distracted drivers. We will thoroughly investigate your accident and identify when distracted driving is to blame for your injuries, even if the police missed this important detail.
Speeding is a major cause of traffic accidents resulting in injury or death in Providence. In fact, Providence is one of the leading cities in Rhode Island for speed-related crashes. When drivers fail to follow the posted speed limits, they endanger themselves and all other drivers.
If you have been injured in a car accident because of speeding, that driver and the insurance company need to be held responsible, and we have the passion and experience to make sure they are.
Drinking and driving is still a large problem in Providence. In 2018 alone, drunk drivers caused 20 fatalities across the state, and officers arrest an average of 3000 impaired drivers every year.
Being hit by a drunk driver can cause serious injury and death. While the justice system works to hold drunk drivers responsible, the dedicated attorneys at Marasco & Nesselbush understand this is not enough.
You need compensation to pay for your medical bills, lost wages, and other losses, including wrongful death. We will work hard to ensure you receive every penny you are due.
How long do I have
to file my case?
The statute of limitations for Providence car accident claims is three years. This means you have three years after the accident to file an action to recover damages. Investigating injuries can take a considerable amount of time, so it is important that you do not procrastinate contacting your Providence car accident lawyers.
Most Dangerous Roads
in Providence, Rhode Island
Providence is a high-traffic metropolitan area, and no matter where you are in Providence, most accidents can be prevented by following posted speed limits and other traffic laws.
Unfortunately, even with the best of care, you do not have control over road conditions and other drivers.
Some of the busiest areas are also some of the most dangerous areas to drive. Here are the top three most dangerous spots in Providence:
This exit services the downtown area and Route 6. It is dangerous due to the volume and speed of the traffic in this area in the midst of several merging lanes and crisscrossing of traffic.
This area experiences heavy traffic as well as heavy pedestrian traffic. Drivers and pedestrians sometimes fail to yield, and drivers often drive the wrong way on one-way streets in this area. Drivers and pedestrians are sometimes confused by the unconventional layout of this area.
The Providence viaduct area is the busiest stretch of I-95 in Rhode Island, carrying over 220,000 vehicles daily. Driving on I-95 requires the greatest degree of alertness and care.
Reporting a Car Accident in Providence
If you are involved in a car accident in Providence, your insurance company will need a police report. If you suspect you or anyone else on the scene is injured, always call 911. If you are not injured, you have the option to submit an online police report. If you do have injuries or property damage, you will need to have an officer present. Call (401) 272-3121 to file a report with an officer present.
Before you contact your insurance company, contact your car accident attorney at Marasco & Nesselbush.
Marasco & Nesselbush’s Case Results
The hard-working attorneys at Marasco & Nesselbush have proven experience to get you the compensation you deserve. We have a long history of fighting for our clients and getting results, helping them put their lives back together after an accident. Here are just a few of the clients we have helped:
- After an extensive process of interviewing witnesses and preparing experts for testimony, we secured a $4.5 million settlement for a car crash victim who suffered a traumatic brain injury and spared our client a long litigation process.
- We obtained an award of $1.425 million for the parents in the tragic wrongful death of a teenage son that occurred as a result of a high-speed car accident.
- We recovered $1.25 million on behalf of a 19-year-old client who suffered brain injuries as a passenger in a recklessly driven vehicle.
Marasco & Nesselbush was established in 1999 by Joseph Marasco, Esq., and Donna Nesselbush, Esq. We grew quickly due to our dedication and success. We are proud to have added a team of twelve attorneys with more than 300 years of combined experience.
Our lawyers have won prestigious awards, and we are proud to have been selected for the Thomson Reuters 2021 Rhode Island Super Lawyers list and to the US News Best Lawyers in America list for the past four years.
Our team embraces the values of honesty, hard work, and integrity. We truly care about each of our clients, treating each one with dignity and compassion while we relentlessly pursue just compensation.
When our clients come to us with life-altering injury claims, we understand they are going through devastating trauma. We fight because we care.
That is why our Providence office is proud to support local organizations, such as the Brain Injury Association of Rhode Island, The Providence Center, Sojourner House, and the Rhode Island Blood Center.
We are located at 685 Westminster Street in the heart of downtown Providence. If you have suffered from an injury or loss stemming from a car accident, you can trust the compassionate team of attorneys at Marasco & Nesselbush to fight for you.