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Our New London Connecticut Lawyers are Ready to Answer Your Social Security Questions
New London has been home to one of the key offices of Marasco & Nesselbush LPP for many years. We are proud to represent our neighbors and fellow members of the community in their legal struggles. Our practice in New London is dedicated to Social Security Disability problems. We help our clients apply for and obtain Social Security Disability Insurance or Supplemental Security Income.
If you live in New England and find yourself in a difficult financial situation due to a longstanding disability, call Marasco & Nesselbush. Our disability attorneys will offer unmatched representation of your interests and exceptional assistance in your fight for Social Security benefits. Whether you are about to file your initial application or have been denied in the past, our lawyers will carefully review your case and employ all their experience and knowledge to give you the best chance at a successful outcome. We have helped hundreds of people in circumstances similar to yours and we are confident that we can achieve the same outstanding results in your case too.
To help with your case, Marasco & Nesselbush attorneys will:
- Work closely with your doctors and medical providers to obtain and organize the medical details and evidence of your disability
- Help you file an initial SSDI application and appeal if your claim is denied – even more than once, if necessary
- Prepare you for the hearing before the Administrative Law Judge and counter the arguments of the medical and the vocational experts
- Help you obtain the maximum monthly benefits you are entitled to as well as all past due benefits
We work on a contingent fee basis, which means that you will not have any out-of-pocket expenses throughout the application and appeals process. Even the initial consultation is completely free. We will only collect our fees if you are awarded the benefits you apply for.
Please contact one of the experienced Marasco & Nesselbush attorneys at our New London office today and obtain free consultation on your case. We promise exceptional customer service and outstanding dedication to all of our clients.
Marasco & Nesselbush SSD Attorneys in New London, CT
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are federal programs designed to help those struggling financially as a result of a severe disability. However, pursuing those benefits may be a long and stressful process. The denial rates are high, and the paperwork and bureaucracy can be simply overwhelming. Dealing with a disability while trying to get through a complicated SSDI or SSI application may prove too much to handle.
Marasco & Nesselbush – Attorneys Who Understand Your Needs
If you currently find yourself in a similar situation and are fighting for the benefits you rightfully deserve, you don’t have to fight alone. Marasco & Nesselbush Social Security Disability attorneys in New London, CT, are ready to provide the guidance and assistance that you truly need and deserve. We will fully commit to your case with a personal, empathetic approach. Our legal team will work hard to present your case in the most favorable way at every stage of the application and appeals process. You will be assigned a personal attorney who will take time to get to know you and carefully analyze the unique circumstances of your situation. He or she will always take time to update you on your rights and options, as well as answer your questions and listen to your concerns.
How We Can Help
Marasco & Nesselbush Social Security Disability legal team in New London, CT, will help you in the following ways:
- Work with your doctors and other health care providers in order to collect, organize and effectively present the supporting medical and legal evidence of your disability;
- Help you fill in your initial application without any formal errors or omissions while presenting your situation in the most favorable way;
- Assist and represent you through various stages of appeals if you have been denied;
- Re-open your old application to reclaim years of retroactive benefits, if possible;
- Prepare you for the hearing before the Administrative Law Judge;
- Elicit favorable and persuasive testimony from you during the hearing and cross-examine the medical and vocational experts;
- Ensure that you receive the maximum benefits corresponding to your financial needs and the scope of your disability;
- Ensure that you receive the correct amount of retroactive benefits.
SSDI vs SSI – Which Applies to You?
While both Social Security Disability Insurance and Supplemental Security Income are managed by the Social Security Administration, there are some key differences between the two programs. The common denominator is that, to be eligible for either of the two, the applicant needs to be a disabled person whose disability prevents them from engaging in significant gainful activity. In simple terms, this means that the programs are designed for disabled people with low or no income. However, in order to successfully apply for SSDI, a person must be insured for benefits. This means that they must have worked for a number of years – usually at least 5 to 10 full years – on a job covered under Social Security and earned a sufficient amount of work credits.
Supplemental Security Income depends primarily on one’s level of income. In order to be eligible, the applicant does not have to have a consistent work history or a specific number of work credits. However, their personal financial assets must amount to less than $2000 (or $3000 in case of couples) and have very little or no monthly income.
If you are unsure which of the two benefits programs you may be eligible for, please contact a Marasco & Nesselbush Social Security Disability attorney in New London, CT, in order to obtain a free consultation on your case and review the options available to you.
Other SSDI Requirements
Apart from being insured for benefits, the applicant for the Social Security Disability Insurance must also be younger than the full retirement age and have a Social Security-defined disability. To have a Social Security-defined disability you must meet two other prerequisites. First, as noted above, the disability must preclude the applicant from engaging in significant gainful activity (SGA). If a person earns more than $1170 monthly (or $1950 in the case of legally blind people) then he or she will normally be considered as engaging in SGA.
Second, the disability must be longstanding and severe. It must be expected to last for at least 12 consecutive months and/or must have the potential to result in death. In addition, the condition must correspond, in its type and severity, to one of the impairments mentioned in the 14 Impairment Listings defined by the Social Security Administration. Those lists contain the most common physical and mental conditions that are commonly considered to be severe enough to prevent one from working. For example, in the State of Connecticut, most of those who receive SSDI were diagnosed with a severe mental condition or a severe disease of the musculoskeletal system and connective tissue.
In order to check if your medical condition may give you the basis to apply for SSDI, you may consult the Disability Evaluation Under Social Security handbook issued by the Social Security Administration, also called the Blue Book. However, the best way to review your circumstances and compare them against the SSA requirements is to do that with an experienced disability attorney by your side. Marasco & Nesselbush Social Security Disability attorneys in New London, CT, are waiting for your call.
SSDI Application and Appeals Stages
In order to obtain benefits, a disabled person needs to submit a specific application to the SSA. It can be done online, via telephone, or personally at a local SSA office. However, the rate of denial of the first application is very high – nationally, about 70% of the applications are initially denied. If that happens to you, you still have the option to appeal that decision. What follows is a description of the appeals stages of the application process:
- Reconsideration – after the denial of the initial request, you have 60 days to apply for a reconsideration. This means that your application will be reviewed by another Social Security worker;
- Hearing before the Administrative Law Judge – if the reconsideration doesn’t result in the approval of your claim, you have 60 days to request an appeal before the Administrative Law Judge (ALJ). This usually entails a long waiting time. You may use it to prepare well for the hearing, as the ALJ will ask you questions considering the nature and scope of your disability and your financial situation. While you can appear at the hearing alone, having a Marasco & Nesselbush disability attorney represent you will greatly increase your chances of success at this stage;
- An appeal with the Social Security Appeals Council – the purpose of the Appeals Council is to review the decision made by the ALJ with a specific focus on any procedural errors or omissions. The Appeals Council, after an initial review, may choose not to grant you the right to the appeal; if it does, however, they may either remand your case back to the ALJ or even completely overturn the ALJ’s decision;
- An appeal before a Federal Court – filing a case with a Federal Court is the last available option to appeal the decision regarding your benefits. The help of an attorney at this stage will be critical.
No Benefits – No Fees
If you are wondering whether you can afford a lawyer in your difficult financial situation, we have good news for you. Marasco & Nesselbush disability attorneys in New London, CT, work on a contingency fee basis. This means that we will not charge you for our services unless you are granted benefits. Your initial consultation is always free. Contact us today to discuss your case.
10 Tips to WIN Your Social Security Disability Case
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